Commercial & Industrial Lending

Our financial services team advises commercial banks, ranging in size from small community banks to large regional and national banks, on a wide range of commercial and industrial loan transactions in all industries. Our representation covers the entire loan life cycle: structuring, documenting, negotiating and closing. As part of our lending practice, we have experience dealing with and advising on many kinds of unique collateral, including tax credits, airplanes, helicopters, railcars/rolling stock, barges/ships, agriculture, government receivables and intellectual property.

Our attorneys also regularly advise lenders regarding the creation, attachment, perfection and priority of security interests and other uniform commercial code issues. We provide guidance on statutory and common law liens that may impact the priority or enforcement of the lender’s expected security interest. We also regularly negotiate intercreditor and subordination agreements.
Our scope of services relating to C&I lending includes:

• Acquisition financing
• Asset-based financing
• Agribusiness financing
• Documenting commercial loans (on a single bank, club and syndicated basis)
• Equipment leasing/finance
• Loan participations
• Letters of credit/credit enhancement transactions
• Receivables financing
• Review of loan documentation software and forms
• Unsecured financing